Tuesday, March 31, 2020

Once Upon A Time, There Was A Man Who Sacrificed For A Country By Goin

Once upon a time, there was a man who sacrificed for a country by going to a war. Years later, when the war was over, luckily the man came home alive, but he wasn't mentally well. Time past. He started getting confused between his real life and the life during the war. Finally, he committed a murder, while thinking that he was still at war. Unfortunately, a government wants to put the man on the death row for the crime that he committed. Does this sound familiar to you? Yes, this tragedy story is not a fiction. It really took place in Oakland. The man was put on death row, and finished his life in a prison. After I heard this story, I started thinking, "Is this why we have a capital punishment?" I strongly disagree with capital punishment, because of the statistics that I'll state in next couple of paragraphs shows well that even though we execute the criminals and put them on death row still does not reduce the numbers of crimes. In next paragraphs, I'll even talk about how criminal s were executed. It was very inhumane how people were killed, and still do not do any good to reducing numbers of crimes. First of all, let's take a look at the history of capital punishment. There are 38 states that currently authorize the death penalty. According to Justice Center Web Site, Daniel Frank was the first known execution in the United States of America. He was putted to death in 1622 in the Colony of Virginia for committing a theft. Even though, there was a capital punishment in 1622, the death penalty statistics weren't collected until 1930. Also, the article states that during 1930 to 1967, 3,859 persons were executed, and 54 percent of those executed were black, 45 percent were white, and the one- percent was American Indians, Filipino, Chinese, and Japanese. In addition to that, the majority of them were men, and only 32 women were executed during those years. Even though thousands of executions took place through out the nation in different way, still the crime rate didn't go down. There were tremendous numbers of executions during 1930 to 1967 through out the states, and three out of five executions were held in the southern U.S. Especially the state of Georgia had the most executions during the period, and New York as well. California was the third state who had the most executions with 292. The graph that was in the article showed a big gap between 1967 and 1977, which meant there wasn't any execution during this time period. Gary Gilmore who was convicted murdered; he was executed by firing squad, which I will talk about in next paragraph. Anyhow, during 1977 to 1998, the Bureau of Justice Statistics stated that white men were more executed than Black. For these hundreds and thousands of executions, there were five different methods of executions, which were lethal injection, electrocution, gas chamber, hanging, and firing squad. The federal government, the military and 32 states including California use lethal injection to execute prisoners, because this method is known as the most humane form of execution out of all, but the bottom line of capital punishment was to prevent people from committing a crimes. For lethal injection, they mix three different drugs and inject them into prisoner's arm. Electrocution is where prisoner is strapped to an electric chair and executed. During the execution, three or more executioners push buttons, but only one is connected to the electric chair. Gas Chamber is another method of execution that is being used in California. The prisoner is sealed in a chamber and either potassium cyanide or sodium cyanide is dropped into a pan of hydrochloric acid, and it starts make prisoners unconscious and chok e to death. Hanging and firing squad is well known method, because many movies have shown people these two methods. Special thing about firing squad is that some shooters fire blanks. Also this firing squad was used for the first capital punishment in the United States. All these numbers and methods of capital punishment were mainly to reduce the numbers of crimes. The idea of capital punishment is to scare people so

Saturday, March 7, 2020

Mind and Author James Joyce Essays

Mind and Author James Joyce Essays Mind and Author James Joyce Essay Mind and Author James Joyce Essay Why doesnt Eveline Leave? Why doesnt Eveline Leave? The author James Joyce of the story â€Å"Eveline† never tells the readers the real reason why Eveline chose not to leave with Frank. One can only assume that she was afraid of being without her family, what she has known her whole life and the fear of the unknown. When she gets to the dock to board the boat it’s almost as if she is having a panic attack about the mere thought of leaving.Since the death of her mother and the promise she made to her mother to keep the family together now that she is gone. Staying at home with the family also means she has to stay with her abusive father. She does not get very much support or love from her father. Her life as it stands is full of all kinds of ups and downs. She is young lady who has the opportunity to escape to a new country with the love of her life and start all over. â€Å"She had consented to go away, to leave her home. Was that wise?She trie d to weigh each side of the question. † (Joyce, 2012, p. 420)The closer the time gets to boarding that boat the more fear starts to come across in the story. Her life has been so small and as the opportunity approaches to have a big and wonderful life, it gets scary in her eyes. She feels as though she will be betraying her mother’s last wishes if she were to decide to leave her family. Eveline is very tangled between her mind and heart. Both tell her something completely different to do.One says to stay and take care of the family; the other says get out while you can, enjoy your life and future adventures. Everyone deserves to be happy in their lives, but in the end Eveline chose a life of misery. She was the only piece in her family that was going to keep them all together. No one will ever know the real reason before her thinking but the way the story is written gives many hints to why she feels so strongly. References Joyce, J. (2012). Eveline. In J. Joyce, Introdu ction to Literature, pp. 420-423). Boston, MA: Bedford/St. Martins.

Thursday, February 20, 2020

The Electoral College is obsolete and should be abolished in American Essay

The Electoral College is obsolete and should be abolished in American politics. Do you agree Justify your answer - Essay Example However, it is a time-tested success, another testament to the forward thinking of the creators of the Electoral College system of voting for President, the Founding Fathers. Members of the Constitutional Convention of 1787 faced the difficult question of how to elect a president. They were severely at odds with each other over the question of presidential selection and anguished over the concept of creating a workable system. The Electoral College system that emerged during the very last week of the Convention did seem to satisfy all the diverse factions (Katz, n.d.). The intent of this system was that the selection of a president be based solely on merit and without regard to state of origin or political party by that state’s most informed and educated individuals. Each state has a number of electors equal to the number U.S. Representatives plus its (2) U.S. Senators. These electors then vote for President. The method of choosing the electors was remanded to the individual state legislatures thereby calming those states already distrustful of a centralized government. This understanding built upon an earlier compromise in the design of the congress itself and thus satisfied both large and small states. The nation of thirteen states wanted to retain their own governmental powers and the prevalent thought of the time was that political parties were detrimental to liberty. These founders were of the opinion that men should not campaign for public office. ‘The office should seek the man. The man should not seek the office.’ In 1787, the country’s population was distributed along a thousand miles of Atlantic coastline that was hardly, if at all, connected by reliable communication or transportation. â€Å"How, then, to choose a president without political parties and national campaigns without upsetting the carefully designed balance between the presidency and the Congress on one hand and states and the federal

Tuesday, February 4, 2020

Managing Risk with Derivatives Essay Example | Topics and Well Written Essays - 1250 words

Managing Risk with Derivatives - Essay Example This paper attempts to discuss derivatives as a tool for financial risk management and its effectiveness in business risk management. In the finance literature, hedge refers to a technique in which an investment is made in certain securities to reduce or eliminate the risk of loss resulting from the fluctuations in the price of another security by taking two offset positions in the related security. Hedging is defined as a risk management strategy designed to offset risk of loss causing from fluctuations in the prices of commodities, currencies or securities ( LiPuma, 2004). Hedging helps to transfer the various risks without the need of buying any insurance policies. Hedging was commonly used in the commodities market by the traders to reduce the risk of loss caused by fluctuations in the price of a commodity. It was used by the trader to buy as well as sell the equal quantities of the same commodities in two different markets at same time with the expectation that a change in price in future in one market will help to offset by an opposite change in the other market. But now hedging could also be used in the sec urities and foreign exchange market. Source: One of the instrument or tool used to hedge risk is derivatives. ... Derivatives refer to the financial contracts or instruments that derive their value from the underlying asset like stocks, equity, bonds, commodities etc. Nowadays derivatives are also used by the investors and institutional borrowers. The people who use derivatives as a way of managing risk are called hedgers. The derivative instruments used for hedging purposes include forwards, futures, options, swaps and combination on these (hybrid). Derivatives are becoming increasingly important in international markets as a tool for risk management. Derivatives help lot to the corporate clients to separate their risks and transfer them to those who are ready to bear their risks. In addition to these derivatives are the cheapest and convenient means of hedging because in derivatives there is no actual delivery of underlying assets only the profit or loss on the derivative contract is adjusted. Moreover all the derivative instruments are very simple to operate without any tedious process in it. They can also be used by the companies to hedge their long tern risks (i.e., 10-15 year risk), which enable the companies to focus more on management decisions other than funding decisions. Further all derivative instruments are low cost products and offer high liquidity to the companies. Due to these reasons derivatives have become one of the essential tool for the companies to hedge their complex exposures and volatilities that they hav e to face in the financial markets today. However it is seen that the derivative instruments in recent times have come under general scrutiny because of its misuse made by the companies in managing the financial risks. Hence depending upon how it is used the derivatives can be both advantageous

Monday, January 27, 2020

Advantages And Disadvantages Of Studying In University English Language Essay

Advantages And Disadvantages Of Studying In University English Language Essay Students choosing studying master degree in a University have a number of advantages, at same time they will meet some problems. This essay will around four questions and talk about my study life in Bangor University, through these four questions it will analysis the characteristic of my motivation, learning approaches. To find out what kind of problems will I meet in the group works and what should be avoid meeting these problems, and how to deal with them. First, this essay will analysis the motivations of choosing the master degree in Bangor University and it will combine the point of views of motivations to study from other researchers. Second, it will discuss the learning approach which I used to study. Third, this essay will summarize some problems or issues which we will meet in our group work. Finally, I will find out the effective method to deal with these problems and discuss how to avoid or decrease them as much as possible. Motivated to study in Bangor University In our normal life, study is not only for find a good job, but also have a numbers of reasons, that is study motivation. Generally, motivation can drive students get more power to do the action in order to close their goals, therefore, motivation as a peoples behavior existed in our life. I choose study Master Degree in Bangor University that because I feel Bangor University will bring me the information which I need and want to know, for example, the motivation to study in Bangor University can promote me to continue my academic learning everyday and it can make me to prepare my exam regularly in order to pass my examination successful, that bring me nearer to my final target. Figure 1 Through this figure (1), it is shows three steps for Maslows hierarchy pyramid according to these steps I will analysis form the basic needs to self-fulfillment needs. First step is basic need, it is include safety needs ¼Ã‹â€ security, safety ¼Ã¢â‚¬ °and physiological needs(food, water, warmth, rest) these two sections all contained people lowest level of demand, that mean the first thing people need in their life it is only the material demand. Second step is psychological needs. this part is more high-ranking than basic need. That includes esteem needs (prestige and feeling of accomplishment) that contains some mental and immaterial demand from external power. Third step is self-fulfillment (achieving ones full potential including creative activities) and esteem needs (prestige and feeling of accomplishment) that is the highest level, it all about the self-enhancement. As far as I am concerned, for the first step, I realized the environment of Bangor University satisfied my anticipation; here is suit for students to study. It is satisfied my material demand and Bangor is the most safety city in UK. For the second step, knowing new friends and having group work with other countries student satisfied my belongingness and love needs, during studying time, my classmate may friendly and respect you, it can lead you have a sense of self-worth. The last step was based on the front two steps in order to create personal study motivation. That can make you have more power to study in Bangor University. As Sergi(2004) supported that people choose a particular action and continued with it at last, they will try their best to do it ,that is motivation behavior. Bangor University possesses a long history and it was a part of second biggest federal University of Wales. Now, Bangor University has 10000 students and 2000 staffs. It has the top teaching quality and learning environment. Therefore, study master degree in Bangor University satisfied all conditions of my ideal studying places. Faye (2008) claimed that through the three basic psychological required (particular goals, values, and behaviors), study environment issues could influences the integration and organization of students. Martin (2008) also pointed out ambient environment effects may affect students academic achievement, a numbers of factors impacted their motivation to study, that include nature of University education background, he also claimed that the culture and structure also can influences students motivation. That means University life is a platform for student stepping into society, students need to make a decision in their different life contributions. For instances, in my experiences, I was study in Glasgow which is a florescent and fashion metropolis, there are filled with several intense emotions and temptations, plenty of students towards thus enticement, they are hardly to control themselves to doing well in University. Therefore, I choose continue my master degree in Bangor University, the reason is the learning environment is suit for study and this city do not have such complicated society background. It is benefit to have academic research. Owing to English is not my native language; therefore, foreign language learning is the second biggest motivation for me to study in Bangor University. This University has a number of foreigner students, everybody using English as first language here, improve my English skills will achieve my personal target therefore, it can improve my self-actualization. Therefore, study motivation is a step from basic motivation to top motivation. That depend on the choices from students, different people have different motivation to study. However, in a world, all motivations are connected students personality and expectation. Learning approaches Approaches to learning are separated into three different parts; they are deep, surface, and strategic learning approach. The characteristic of deep approach learning is focus on the material that will cost long time to take a broad view and relate ideas; they always relate new ideas to previous knowledge and tend to read, always study beyond the course requirements. The characteristic of surface approach learning is try to learn in order to repeat they have learned, make use of rote learning, focus on the few view and collect the main points, tend to stick closely to the course requirements. The characteristic of strategic approach to learning is intended to obtain high grades, always use previous exam paper to predict questions. Marton(1997) demonstrated normally students have two definitely different approaches to learning, they are surface and deep approach.

Sunday, January 19, 2020

Chinese-American Culture

What culture they had was to be forgotten – a difficult and practically impossible feat. The Chinese-Americans faced a wall of cultural difference that could only be scaled with the support of their parents and local community. The book review of Bone by Nhi Le stated clearly how † †¦ the first generations† struggle to survive and the second generations† efforts to thrive †¦ † made the transition into American culture possible. Overcoming barriers such as language, education, work ethic, and sex roles was just a beginning to the problems that all Asian – Americans faced. The most obvious and one of the most difficult walls to climb was the language. First generation immigrants rarely became fluent in English and more often than not learned so little that they were entrapped in a society of working in very menial jobs and job conditions. Jobs ranging from sweatshops, dirty factories, shipyards, and railroads are prime examples of the conditions they were forced to live and work in. Fae Ng described the difficulty very well by taking a look at her mother†s job in the clothing factory and Leon†s Job on the ships. They had very little advancement in the work force because they couldn†t communicate well enough that they actually had skills. Trials in the work place helped the immigrants impress upon their children the importance of education. Education in Asia was and is completely different from western civilization. Asian teachers bear all the responsibility without any help from the home. Ng†s portrayal of Leila as a school teacher and how difficult it was to connect with the Asian children†s parents is a situation relating back to the separation of education and the home in Asia. Another difficult barrier in education was the role of the student. In Asia the student learns what material is given to them and interaction with the teacher is uncommon. The parent – teacher – student interaction was a brand new idea to Asian families. Adapting to this new system could take generations of work by devoted teachers. Money. A word that captures all peoples attention was scarce among the Asian – American community. The low wages drove both parents into the work force and changed the roles of women in the family. The Asian way of the wife being submissive in all activities and only working at home with the children changed with the move to America. The wife†s working made a more equal standing in the household but also deprived the children of a quality home life. The importance of women in Asia is non-existent. For example: women had to walk behind their husbands in Asian culture but in American culture they rose to equal standing because of their work status. Understanding the Cultural differences can lead one to understand Bone from a new perspective. Expectations of difficulty for the women in the book are much more prevalent and the children†s unstable home environment can be understood. Views of hopelessness and defeat in a new culture are expectations that the reader of Bone could not overlook. Fae Mynne Ng, the Author of Bone, will try to illustrate the difficulties of the cultural barriers throughout her book. Relating experiences of her characters to her own experiences in the Chinese subculture of San Francisco will be understood. Ng will create parallel experiences of her life to Leila†s with education, family life, and work environment. The hard life of the first generation will be paralleled to the lives of Leila†s mother and father. Ng will describe the tasks of adapting from old culture to new culture and the fight Asian – Americans had to win to get rights in America. Bone will help Americans to accept other cultures and understand how to deal with some of the problems that arise in the culture-clash of immigrants. A vast knowledge in relating to immigrants and accepting their differences will make the world a better place. Americans tolerance level and understanding of the immigrants is raised due to authors such as Fae Ng.

Saturday, January 11, 2020

3 Factors That Influence the Rate of Return Essay

Any bondholder, or any investor for that matter, will allow three factors to influence his or her required rate of return. The three factors are the following: real (pure) rate of return, inflation, and risk premium. These three factors equal the risk free rate which is the rate of return of an investment with no risk of financial loss. This is also the rate that investors would expect from an absolutely risk-free investment over a period of time. Inflation is the constant and progressive increase in the prices of goods and services. If the total rate of return was below the actual economic interest rates then this would cause the lender (investor) to pay the borrower for use of his or her funds. So instead of creating mass chaos in our economic system, the inflation premium of interest rates results from lenders compensating for expected inflation by pushing interest rates higher. An example that can derive from taking the inflation premium into account is that when inflation is high, or expected to decline, look for long-term fixed rate bonds to â€Å"lock in† high market values. The real rate of return and the inflation premium determine the risk free rate of return. As an example, if the real rate of return were 2 percent and the inflation premium 3 percent, then we can say that the risk free rate of return is 5 percent. The real rate of return is described by our Corporate Finance book as the financial â€Å"rent† the investor charges for using his or her funds for one year. For example, if you make a $10,000 investment that earns 8% in one year, you would end the year with $10,800. So, you earn an extra $800, however, if inflation is at 3% for the year, your $10,800 is only worth $10,500. Your real rate of return is only 5%. Investors depending on dividends or interest from bonds are most affected by the costs of inflation. Stocks can be a little safer because companies can pass the higher cost of inflation to customers. Lastly, the risk premium is the premium associated with the special risks of a given investment. In other words, is the risk you take on an investment worth the reward? The risk relates to a firm’s inability to meet its debt obligations as they come due. For example, bonds possess a contractual obligation for the firm to pay interest to bondholders; they are considered less risky that common stock where no such obligation occurs. Treasury Bonds are backed by the â€Å"full faith and credit† of the U.S. government, whereas stocks are not. If you earn a risk free return from bonds at 3%, that becomes your baseline. Now, if any investment with risk must return more than 5%. The amount the investment returns over 3%is known as the risk premium. For example, if you are looking at a stock with an expected return of 12%, the risk premium is 9%.